Program

Program	Points	Interest Rate	APR
30 year fixed	0.000%	5.875%	6.040%
15 year fixed	0.000%	5.25%	5.519%
Jumbo 30 year	0.000%	6.125%	6.257%
VA 30 year	0.000%	5.875%	6.229%
Part-Time Farm	0.000%	6.375%	5.908%
Rural W/Land	0.000%	5.75%	5.908%
Non-Owner Occup	Call for Rates

Apr's based on $100,000 loan amount. Interest rates quoted on Owner occupied only. For further information please call or email Capital Mortgage Services.

"Low interest rates, strong demand, high consumer confidence
and an improving economy are setting the stage for another record
year in existing home sales," says Realtors economist David Lereah.
The Realtors predict that 5.38 million homes will be re-sold this
year, about 1.5 percent better than last year's record.